1. Agreement to Terms
By accessing or using the website located at quotenote.us (the "Site"), provided by QuoteNote ("Company", "we", "us"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any portion of these terms, you must discontinue use of the Site immediately.
2. Description of Services & Intermediary Role
QuoteNote provides a consumer referral and quote inquiry facilitation platform designed to help consumers connect with third-party insurance providers, licensed agencies, and authorized representatives.
Crucial Notice: QuoteNote is not an insurance company, underwriter, or licensed broker unless specifically disclosed. We do not evaluate underwriting risk, issue policies, or establish rate cards. Quotes and policy availability are determined entirely by third parties.
3. No Guarantees or Endorsements
Submitting a quote request through QuoteNote does not guarantee coverage issuance, instantaneous binding, or specific policy pricing. Actual rates, deductibles, discounts, and terms are contingent upon individual eligibility, geographic location, vehicle or property details, and third-party underwriting guidelines.
4. User Conduct & Accuracy of Information
As a condition of your use of this Site, you agree that:
- All information you submit through our quote form is true, accurate, current, and complete.
- You are at least 18 years of age and legally capable of entering into binding agreements.
- You will not use any automated bots, scrapers, or exploits to compromise the Site.
- You will not submit false, fraudulent, or impersonated contact information.
5. Intellectual Property Rights
The content, organization, graphics, design, compilation, digital assets, code, brand marks, and other matters related to QuoteNote are protected under applicable copyrights, trademarks, and proprietary rights. Unauthorized duplication or reproduction is strictly prohibited.
6. Limitation of Liability
To the maximum extent permitted by applicable law, QuoteNote and its affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, interactions with third-party providers, or inability to access services.
7. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of applicable state or federal courts.
8. Questions & Contact Information
For inquiries regarding these Terms of Use, please reach out to:
QuoteNote Legal Department
Website: quotenote.us
Email: connect@quotenotes.us